Lesson 4 - Fincance; Mid term

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default
kezdjen tanulni
failure to do something that must be done by law, especially paying a debt
pol. brak zapłaty, zaniedbanie
The company is in default on the loan.
funds
a disaster relief fund
kezdjen tanulni
an amount of money that has been saved or has been made available for a particular purpose
variable
With so many variables, it is difficult to calculate the cost.
kezdjen tanulni
a situation, number or quantity that can vary or be varied
pol. zmienna
fixed
fixed prices
kezdjen tanulni
staying the same; not changing or able to be changed
co-sign
See if your parents will co-sign.
kezdjen tanulni
​to sign a legal document for somebody else, in addition to their own signature, in order to promise that an agreement will be kept
cash advance
kezdjen tanulni
paying money in advance
zaliczki pieniężne
credit rating/ credit evaluation
kezdjen tanulni
​a judgement made by a bank, etc. about how likely somebody is to pay back money that they borrow, and how safe it is to lend money to them
evaluation - ekspertyza na piśmie, rating - bardziej lajtowe
credit limit
kezdjen tanulni
the maximum amount of credit a financial institution extends to a client
loss
The company has announced net losses of $1.5 million.
kezdjen tanulni
money that has been lost by a business or an organization
savings
He put all his savings into buying a boat
kezdjen tanulni
money that you have saved, especially in a ban
chequing/checking account
kezdjen tanulni
a type of bank account that you can take money out of at any time, and that provides you with a chequebook and cash card
shareholder
Company shareholders approved the merger.
kezdjen tanulni
an owner of shares in a company or business
interest
to pay interest on a loan
kezdjen tanulni
the extra money that you pay back when you borrow money or that you receive when you invest money
net income
kezdjen tanulni
income after you pay taxes and other expenses
gross income
kezdjen tanulni
your income before you pay taxes
currency
kezdjen tanulni
the system of money that a country uses
be in red
My account is $100 in the red.
kezdjen tanulni
to owe money to your bank because you have spent more than you have in your account
shopping binge
kezdjen tanulni
instant craving for shopping, to much shopping
live within your means
kezdjen tanulni
spending lees or equal to what you earn
retail therapy
kezdjen tanulni
the act of buying special things for yourself in order to feel better when you are unhappy:
savvy shopper
kezdjen tanulni
someone who tries to find the best price on the products and services they purchase
upmarket
The company has been forced to move more upmarket.
kezdjen tanulni
​in a way that involves buying or selling goods and services that are expensive and of high quality
save up for something
kezdjen tanulni
To put aside money in small increments in order to be able to buy something
receipt
Can I have a receipt, please?
kezdjen tanulni
a piece of paper that shows that goods or services have been paid for
refund
kezdjen tanulni
a sum of money that is paid back to you
assets
kezdjen tanulni
everything a company or person owns that is worth money
capital
kezdjen tanulni
the money needed to start a business
consumer
kezdjen tanulni
the people that buy products and services
discount
kezdjen tanulni
a reduction in price
expenditure
kezdjen tanulni
money spent on goods or services
invoice
kezdjen tanulni
a bill listing the products delivered
loan
kezdjen tanulni
money borrowed from a person or bank
profit
kezdjen tanulni
what you get when sales are higher then production costs
retail
kezdjen tanulni
a business that sells products to the general public
pol. handel detaliczny
salary
kezdjen tanulni
the money that you earn from your job
balance of account
kezdjen tanulni
the amount of money an individual has available in his account
taxes
kezdjen tanulni
money that people or companies have to pay to their government
turnover
kezdjen tanulni
the total sales of a company
pol. obrót
wholesale
kezdjen tanulni
a business that sells goods in large quantities to retail stores
pol. hurtowy
liabilities
kezdjen tanulni
money that a company owes
zadłużenie
be in the black
kezdjen tanulni
to have money in your bank account
bulk buy
kezdjen tanulni
purchase large quantities of a particular product
pay over the odds
kezdjen tanulni
to pay a higher price than is usual or reasonable
rip off
kezdjen tanulni
something that is not worth what you pay for it
shop around
kezdjen tanulni
to compare the quality or prices of goods or services that are offered by different shops
penny pincher
kezdjen tanulni
someone who avoid spending even very small amount of money
haggle over the price
kezdjen tanulni
to negotiate the price

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